Any company involved in construction is heavily affected by the requirements of the Health & Safety Executive. This, of course, applies to all types of businesses within this industry, from single tradesmen to large companies. (Including multi-nationals.)

Simply keeping up to date with the changes in legislation is a full-time job in itself. Ensuring that the business is protected is essential.

Peter Lole & Co have a dedicated team who can guide contractors through the maze of legislative requirements; helping them to understand their particular risks and liabilities, before arranging cover to satisfy Health & Safety requirements and other liabilities.

TYPICAL CONTRACTOR REQUIREMENTS

Public Liability
Damage to Third Party Property and/or injury to a Third Party as a result of negligence.

Employers Liability
This is a requirement of UK and EU law for all employers. It protects an employer's legal liability for injury on site caused as a result of the employer's negligence.

Contract Works
Materials on Site and Works in Progress.
Own Plant and Machinery.
Hired-in Plant and Machinery (and continuing Hire Charges).
Consequential Loss.

JCT 6.5.1 Liability (formerly 21.2.1)
Non-Negligent Public Liability Insurance for neighbouring or surrounding property.

Warranties/Indemnities/Guarantees
Contractors may be asked to provide a financial guarantee regarding the completion of works which customers may insist is backed by an Insurer or Bank.

Cover is also available for various other contractual obligations.