Any business that uses machinery as part of its operations is likely to require an Engineering Policy. This applies to all manner of companies, from small businesses to multi-nationals.

Our experience within the commercial insurance field ensures that we remain up-to-date with the requirements for companies that need to cover both Plant and Machinery.

Policies can be arranged to each company's specific requirements to maximise protection without incurring unnecessary expense from overlaps in cover, where firms own or hire large numbers of machinery for a wide range of jobs.

We can also advise on Health & Safety requirements for the periodic inspection of certain plant:

• Passenger Lifts
• Lifting Equipment
• Pressure Systems
• Local Exhaust Ventilation
• Power Presses
• Electrical Installations

A vital element in securing adequate cover is a comprehensive understanding of the potential areas for liability that may apply. Our team of specialists work with clients to collate a comprehensive list detailing the machinery and its location, in order to establish the risks involved, before advising on the policy requirements to provide the protection required.

We also arrange cover for areas of additional risk such as:

Breakdown
The cost of repairs and any subsequent loss of income and/or additional costs of work incurred.

Explosion and/or Fragmentation
Includes damage to surrounding property.