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The Internet has provided greater access to a number of major insurers for the general public and, consequently, many people now elect to research and purchase their insurance cover online.
This has obvious appeal in terms of seeking cheaper premium rates but it also creates potential problems for the unwary:
Impartial advice - recent reports by consumer organisations have highlighted that many of the web-based insurance supermarkets are sponsored by the major insurers that appear on their pages. This has raised doubts as to the impartality of the website route.
Obtaining the right cover - everybody's circumstances are unique and the multiple choice nature of the questions asked through these websites (or telephone services) is far from comprehensive. This can leave consumers open to failed claims.
Personal service - it can take many hours to trawl through the numerous websites or call the various telephone-based providers. This is not only time consuming but the "experience" is generally one that consumers find lack-lustre and completely impersonal, especially if they have had to endure the "key-pad" system employed by many of the telephone-based providers.
Immediate cover - access to cover is not always as immediate as consumers require through these routes.
Flexible payment options - access to flexible payment options is not always automatic and, where available, often results in higher costs to accommodate this.
The Peter Lole & Co Approach
We have developed a specialist department over a number of years to make sure that our clients receive the most comprehensive and flexible cover at competitive rates.
As a truly independent provider, we have access to all major insurers and our research capability ensures that cover for your assets is only placed with reputable leading insurers, who are able to provide the necessary cover to give you peace of mind.
Our highly experienced team use their skills to establish clients' exact needs and the level of cover they require, including specific details on any "valued" items.
We can also arrange for immediate cover and offer flexible payment options.
Peter Lole & Co appreciate our personal clients deserve a very personal service. Nothing is too much trouble and the end result is tailor-made for your personal and unique circumstances.
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